Marc A. Sayer – President & Chief Investment Officer    

Marc began his career in 1990 with TD Bank, in the management training program. He worked in person banking, investments, personal credit, commercial credit, financial planning, and branch management.

The next phase of Marc’s career included a 5 year stint as a financial consultant in the automotive industry before establishing Horizon Financial Group with his wife, Valerie, in 2001.

Today, Marc is responsible for the ongoing delivery of the firm’s investment philosophy and is primarily focused on expanding Horizon Financial Group’s pension division.

Valerie Sayer, CFP – V.P. Sales & Marketing

Valerie began her career with CIBC in 1997, where she developed her skills in financial planning, sales, and commercial/professional credit. In 1998 she became an independent financial advisor, offering more comprehensive planning and unique products to her clients.

In 2001, Valerie obtained her Certified Financial Planning designation in order to bring a higher level of expertise to her clients. She then partnered with her husband Marc Sayer, and established Horizon Financial Group.

Today, Valerie is the firm’s CFP. She leads the team’s financial planning services, implements all compliance regulations, and spearheads all marketing initiatives for the company.